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This institution is federally insured by the National Credit Union Administration  
Federally Insured by NCUA
We are an Equal Housing Lender



Tiered Savings(3) Dividend Rate(1) APY(2) Effective
$5.00 - $99.99 0.00% 0.00% 05/01/00
$100.00 - $4,999.99 0.05% 0.05% 07/01/10
$5,000.00+ 0.15% 0.15% 07/01/10

Club Accounts(4) Dividend Rate(1) APY(2) Effective
Christmas Club 0.15% 0.15% 07/01/10
Vacation Club 0.15% 0.15% 07/01/10

Share Draft Dividend Rate(1) APY(2) Effective
Preferred Checking(5) 0.00% 0.00% 03/10/06
Choice Checking(6) 0.05% 0.05% 07/01/10
Gold Star Money Market(7)



$100.00-$1,499.99 0.00% 0.00% 03/27/06
$1,500.00-$24,999.99 0.35% 0.35% 07/01/10
$25,000.00-$49,999.99 0.50% 0.50% 07/01/10
$50,000.00-$99,999.99 0.70% 0.70% 07/01/10
$100,000.00+ 0.85% 0.85% 07/01/10

IRAs (Roth, Traditional & Coverdell)
Minimum balance of $100.00 required to earn dividends
Dividend Rate(1) APY(2) Effective
$100.00+ 1.00% 1.00% 07/01/10

TSA and Traditional IRA Certificates(8)
(Min $500 Purchase)
Dividend
Rate(1)
APY(2) Effective
3 Month Certificate 0.15% 0.15% 07/23/10
6 Month Certificate 0.40% 0.40% 07/23/10
12 Month Certificate 0.65% 0.65% 07/23/10
18 Month Certificate 0.90% 0.90% 07/23/10
24 Month Certificate 1.15% 1.16% 07/23/10
36 Month Certificate 1.65% 1.66% 07/23/10
48 Month Certificate 1.90% 1.92% 07/23/10
60 Month Certificate 2.15% 2.17% 07/23/10

This credit union is federally insured by the National Credit Union Administration

(1)Rates are subject to change without notice, certain terms and conditions may apply. See "Important Account Information for Our Members" brochure for complete details.
(2)APY=Annual Percentage Yield
(3)Rates are for Regular Savings, Secondary Savings and Escrow Savings
(4)Restrictions apply to these accounts for early withdrawl. Ask for complete details.
(5)No Minimum Daily Balance Required
(6)Dividends obtained with Minimum Daily Balance of $1,000.00
(7)Dividends obtained with Minimum Daily Balance of $1,500.00
(8)IRA certificates not available in 3, 6, or 18 month terms

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